That new settings page is a good example of where some confusion in the topic of "bloat" comes from. People like me look at all this dynamic/recommended type of content that Microsoft keeps shoving into each new operating system and versions, and it is taking an absolute colossal amount of time and effort to tame all these predictive features.
While many of them are very small in terms of resource usage, there are just so many now that it's nearly impossible to disable them all. When you do, you can easily save 50% or more on overall resources, while greatly improving stability, security, and privacy too. It's not really the apps and stuff like that which are the bloat, that's just disk space. It's the fact that the apps run without our knowledge or consent, have telemetry going all the time, and are trying to predict and recommend stuff even though consumers have not ever asked for any of this.
Nobody is saying things like, "Microsoft please give me more telemetry or maybe integrate a 4th photo editor or other app that nobody uses, let it spy on all my data, and do things like automatically import all my pictures or whatever, without my permission." It's all so frustrating...